CryptoCurrency Insurance Hedge Trust

Crypto Currency Hedge Insurance – Energy Consumption Cash Value Backing -- Cubic Currency

Just like regular currency, in order for a crypto currency to have true long lasting value there must be a consensus of its use. Most fiat currencies such as the U.S. dollar are not backed by assets such as gold.  The U.S. dollar is backed by the full faith and credit of the United States of America.  Essentially, believing in the future progress of America (along with a host of other factors) gives support and stabilization to the U.S. dollar.   Crypto currencies are much different.  They are not backed by any government and are not legal tender but in a sense are corporate script.  This means that a business can choose whether to accept such crypto currency as payment for goods, services and debts.  Instead, crypto currencies are backed by the belief of its users which can range from dozens to thousands to millions of people.  This belief is not enough for such a currency to become nationally or globally recognized as a stable currency although a few nations have accepted some crypto currencies as legal tender.  Because of the large number of crypto currencies that exist which at last count was above 1,700 as of August 2018, the only way to stabilize a crypto currency is with insurance.  And the only way for such insurance to be viable is with working asset guaranteed insurance.  Although some Crypto Currencies promote that they are insured, what is only insured are they keys from loss or theft which is kind of how the FDIC insures accounts at a bank.   Crypto currencies in and of themselves are not tangible or usable assets so another crypto currency that has no asset backing cannot provide real world insurance to another crypto currency.  Only an insurance product that insures the value of a crypto currency can be said to be truly insured.

The Crypto Currency Insurance Hedge Trust holds substantial quantities of Cubic Power Blocks.   A single Cubic is equal to 1 U.S. dollar.  A single Cubici is equal to 1 U.S. cent.  A single Cubico is equal to 1 hundredths of 1 U.S. cent.  Thus the currency would look like 10.34.12.  A Cubic Power Cube is equal to a kilowatt hour of energy and is based on a nation’s electricity prices and a Cubic Power Block is a bundle of Cubic Power Cubes.  In the U.S. the average retail kilowatt hour rate is about 14.7 cents per kilowatt hour (kwh).  Globally the retail rate ranges from 3 cents per kwh to 99 cents per kwh.   As the price of electricity moves within a particular nation so does the value of a Cubic Power Block when cashed in linked or consumed within that nation.

Questions and Answers

1.  How much is a single Cubic worth?
1 U.S.dollar.

2.  How much is a Cubic Power Block worth?
A Cubic Power Block price will fluctuate but is based on a nation’s average electricity price and some other factors.  In general we will internally set the price for each nation which will be the same or close to this average.  Thus one of these energy technologies operating in one nation may have a worth of 14 cents per kilowatt hour and another nation may have a worth of 9 cents.  All Cubic  purchases are placed in queue so if a claim is made or you wish to convert to a nation’s currency, the revenue from from the energy technologies located within these nations would pay the insurance claim or the Cubic sale accordingly.

3.  How many Cubics exist? 
This has not been determined as of yet but we can say that it is based on the population of each nation.  Cubics will be created and deleted based on the birth rates of each nation according to a predetermined formula.  The key to a stable currency is to eliminate or minimize arbitrary elements.  For example Bitcoin is said to be limited to 21 million Bitcoins and if any coin amounts are lost then they are lost forever and will not be recreated.  21 million is an arbitrary number and probably created based on 7 + 7 + 7 or Blackjack 21 or some other “lucky” attachment.  Also there are actually more the 21 million Bitcoins because of fractions.  If the price of a Bitcoin is say $8,000 per coin all one has to do is reduce it to a common real world unit such as the dollar.  $8,000 x 21 million = 168,000,000,000.  Thus there are actually 168 million coins and as the price per coin grows so do the quantity of bitcoins and thus market saturation.

4.  Does Cubic Currency operate of Blockchain technology?
No.  We view Blockchain as a technology meant for grouping certain transactions together in a convenient package.  For example it would be useful as far as tracking art sales between buyers so as to minimize false reproductions.  It also may be useful in tracking the progress of a court case through the system or a health file on a patient.  Because the Blockchain must get longer and longer, mathematically it must collapse on itself due to the ever increasing, processing times, data memory storage and power consumption.  Currently it is said that a single Bitcoin transaction costs $40 and has a confirmation processing time of  78 minutes  This long amount of time makes blockchain based cryptocurrencies unsuitable for most business to consumer transactions.  Additionally, because blockchain is a composite of all past transactions from creation, does anyone really want every transaction following around a currency and being published globally.  And although blockchain claims anonymity there are reports that have said that such transactions are not anonymous even though the transactions are heavily encrypted. 

5.  What technology platform does Cubic Currency operate on?
Cubic Currency operates on a simple date-time stamp plus public serial number plus private key platform.  This method keeps the amount of data to a minimum and a large batch of transactions do not have to follow around the currency transaction as Bitcoin and other blockchain based cryptocurrencies.  To start with, there are no unique dates in the calendar and the calendar, more or less is globally recognized.  Thus a small amount of information takes up only a few bytes of information (less than 100 bytes).
1.  An example is 01012020 which is January 1, 2020.  This date represents the creation date. 
2.  Next a serial number is attached to each Cubic.  This serial number can be relatively short due to the date aspect being unique and could range from 8 to 24 characters. 
3.  Next is a set of private encryption keys that they buyer of the original Cubics creates.  The quantity of these keys can range from 1 key per cubic or duplicate keys per cubics to dozens or even hundreds of keys per cubic or cubics.  Each key per cubic or cubics is involved in one transaction and after the transaction that key is no longer used..
The final (unencrypted but hidden from public view) chain will look like -01012020-A5b2n47d11-Zz#864pQ-  (The encrypted chain may look like -4R593KwT12qx45)-Whereas the first part of the unencrypted chain is the creation date, the second part is the Cubic  serial code and the third part is the private encryption key. .  Every Cubic has this information attached to it.  So $1.00 worth of Cubics has 100 of these chains (the private key can be the same for all 100).  $85.73 has 8,573 of these chains and so on.  For data storage reduction, energy use reduction and processing time efficiency the Cubics can be created in inseparable Cubic Blocks most conveniently in $1, $5, $10, $15, $20, $25 and so on Cubic Blocks to facilitate bigger transactions.
4.  The final element to a secure and reliable currency is verification of authenticity. Verification can be easily obtained by one or more web sites that mirror each other.  The date is public knowledge, the serial code is public knowledge.  For example if a person wants to sell an item for 1 Cubic they would receive from the holder of the Cubic the encrypted chain and the Cubic encryption key.  For authentication the seller plugs the encrypted data and key into the website which produces the unencrypted chain.  The unencrypted chain is then plugged into the web site and it is verified as being an authentic Cubic.  The sale is now complete.  Additionally if more than one key was created upon the initial creation of the Cubic the seller receives these keys so that they can use the Cubic to purchase other items or services.  If only one key (or the last key of the initial creation) exists then the receiver of the last key submits this data to the main creation web site so as to generate new a new chain.    

6.  Can Cubic Currency coexist with other crypto and national currencies?
Yes.  Cubic Currency can coexist with other crypto currencies because its denominations are natural and mathematical.  One Cubic is equal to the smallest denomination of physical currency which in the U.S. is the penny or 1% of 100.  All crypto currencies are compared to an existing national currency.  And all currencies are compared to other currencies.  For example 1 U.S. dollar can be equal to .83 Euro.  Because of these relative references a Cubic is compatible with both crypto and national currencies.   

7.  Will Cubic Currencies replace national currencies?
There is no goal to replace national currencies.  The ideal is for each nation to maintain its sovereign status and have control over their own markets without currency manipulation.  It must be understood that nations can manipulate other nations markets by reducing and increasing goods and service imports and exports, manipulating public perception and through taxation.

8.  Do Cubic Currencies gain or loose value?
In reality a currency is not suppose to be an investment so its not suppose to gain or loose value.  That being said, there are “Central Bank Authorities” in every sovereign nation which modify core interest rates to banks  and increase or reduce the money supply.  There are also the elements of supply and demand of goods and services in which such prices increase or decrease respectively known as inflation and deflation  Inflation takes money out of the pockets of a nation’s citizens particularly if this inflation is on imported goods costs.  All of these elements contribute to the gain or loss of monetary value.  As for Cubic Currency the original price paid for each Cubic is 100% insured by energy revenue.  That being said a Cubic Power Block which is equal to a kilowatt of energy is now being sold for 1 cents whereas if sold in America at 14 cents per kilowatt may produce a 14x return for you.  Thus if you purchase $1,000 worth of insurance at a $250 one time premium payment your potential yield if you sold or used it as an energy credit is $250 x 14 = $3,500.  Under certain terms and conditions we guarantee the premium payment even without the energy technologies being put in place.

9.  How how Cubic Currency provide me with 100% insurance coverage with just a 25% premium payment?  What if people don’t want to use Cubic Currency anymore?
Insurance claims will be paid from energy efficiency spreads which translate into real money savings.  The design of the energy devices named above produce anywhere from 20% (for combustion) to 100%+ gains(solar and electron storage)  in efficiency over existing energy sources.  Unlike traditional engines, generators, electron storage and solar panels,  all three of these devices are computer controlled and are licensed to the end user.  The goal is to provide the end user with a financial savings and also to have some savings left over to fund the insurance fund or to pay claims in almost real time as energy is consumed and the end user billed (monthly). Therefore if Cubic Currency somehow failed via lack of interest, i.e. consensus, its linkage to these power payment output of these 3 energy devices ensures that (1) Your original Cubic Currency purchase is 100% insured and (2) Any failure of other currencies whether crypto or national can be 100% insured also.  The way existing insurance mechanisms wor

10. What about security, there are reports of hacks of crypto currency exchanges?

11.  What if I loose some Cubic Currency, there are reports of people loosing valuable crypto currencies?

12.  Is there an anonymous feature to Cubic Currency where the transactions are hidden?

13.  Is this insurance like FDIC or SIPC insurance?
No, its better.  The FDIC (Federal Deposit Insurance Corporation) and the SIPC (Securities Investor Protection Corporation)protects investors from the failures of such banks and brokerage firms.  They are custody insurers.  The FDIC only insures accounts up to $250,000 and the SIPC only insures accounts up to $500,000.  They do not protect depositors from currency devaluation or losses from investment value.  Cubic Currency Insurance can protect investors from losses in crypto and national currency devaluation and losses in investment value.  No other company can do this.

13.  Can this Crypto Currency Insurance platform be used with other Crypto Currencies?  What about some countries and companies claiming that their currencies will be backed by a physical asset such as gold or oil?
Not really.  Cubic Currency is able to provide insurance based on energy efficiency spreads based on patent pending energy technologies.  We are backed by a technology development firm.  Thus the energy technologies were developed first without the concerns of a crypto currency.  A crypto company attempting to develop a new energy technology would most likely fail or be a sham because it lacks conviction.  Their original goal was not to make for a cleaner world but to make a profit on selling currencies.  If they had the knowledge or where with all to do it they would have done it long ago.

14.  Is Cubic Currency a security or an insurance product?
No its not a security or insurance product.  Its a purchase of a quantity of energy for use within the above named energy technologies.  The fact that energy prices rise and fall potentially allows for a profit to be made on resales of Cubics.  And although not an insurance product our introductory price of 1 cents per Cubic Power Block (which for U.S. based installations is 14 cents per kilowatt hour)  allows you to hedge your bets in other crypto and national currencies (and other investments) due to the fact that retail global kilowatt-hour rates range from 8 cents to over 40 cents per kilowatt hour.

15.  Why is the value of a Cubic  fixed to the U.S. dollar? 

Cubic Currency Trust
191 Peachtree St. Atlanta Georgia 30303

Copyright 2018
Cubic Currency Trust

The world runs great on energy.  Why not the currencies?

A world of commerce is a world of energy use.


Easy Global Conversion
Cash to Digital to Crypto to Digital to Cash

1 Cubic = $1 U.S. dollar

1 Cubici = 1 U.S. cent

1 Cubicio = 1/100 U.S. cent

one hundred thirty nine cubics, 45 cubici’s and 76 cubicio’s


            Cubic Currency is truly a medium with a store of value.  Unlike today’s crypto currencies which promote that coin scarcity creates a store of value, Cubic Currency has embedded links to actual cash and energy yielding stores of value through energy consumption.  Energy is the largest market on earth with global consumption at  542 quads per year which at 14 cents per kilowatt hour totals to a market value of over $19 trillion per year.  Because the U.S. consumes 5 times as much energy per person as the rest of world, this market can be increased by 500% to $100 trillion and a morphable global real and digital currency is required for such expansion.  Energy is guaranteed to be needed and consumed.  Cubic Currency is linked to revolutionary energy technologies in both the renewable and non renewable sector that provide the power density and the emissions reduction necessary to provide the highest efficiency and carbon tax free savings needed to create a net cash value to its holders.  Additionally, decentralized energy closer to the source of consumption reduces energy losses and infrastructure costs of which a percentage of this savings can be traded for Cubic Currency.   In the end, holding Cubics not only gives you a secure means of financial transactions but a means to either convert the Cubics to cash or kilowatt hours for your own home, business or transportation needs.  It also carries a unique feature where the value (not the storage) of all crypto currencies can be 100% hedge insured allowing 0% loss in your other cryptocurrency purchases.




Resale Profit.  Turn $25 into $2,483.
Currently each Cubic Power Block costs $25.  In addition to that the purchaser gets 25 Cubics of Cubic Currency. 
Each Cubic is equal to $1.00.  
Currently each Cubic Power Block is discounted by 99% points in view of a Cubic Currency set kilowatt hour rate of 14.7 cents.
Thus 14.7 cents per kwh discounted by 99% points is $.00148 (.148 cents) per kwh.  $25 / $.00148 = 16,891 kilowatt hours. 
Any profit yield will vary based on the locations of the energy machines. 
Upon resale at the current U.S. average rate of $14.7 cents, the maximum resale value is 16,891 kwh x $.147 per kwh = $2,483.
Energy costs range from state to state and nation to nation with a retail low rate of 3 cents to 99 cents per kilowatt hour so selling in an area where energy costs are higher will yield a resale value of more than $2,483 per CPB and vice versa.

*This 99% point discount is subject to change and decrease without notice.  It will only decrease.


Energy Consumption Cash Backed
Takes savings in energy from key energy technologies and converts to savings or payments to Cubic Power Block holders.

Patent Pending Technology Links
Fluxcell, Quantum Capacitor & pending Combustion Engine.  Designed efficiencies allow a part of the savings to be converted to cash or power assets for Cubic Currency holders.

Easy Conversion to any Currency
Fixed value equal to 1 U.S. dollar.

Anonymous Features
Various levels of Anonymity

Quick Processing Times
Processing time mirroring credit card processing times.

Utility Legal Structure
Energy is a product and therefore has a utility classification which provides a service/product.  Cubic Currency is not a security or an insurance product.  You can buy and sell Power Cubes without limits.

Built In Small Tax Transactions
Every transaction is taxed but not as income.  Seller and Buyer have tax choices but less than credit card and money transmittance fees.

Centralized & Decentralized Benefits
A combination centralized and decentralized systems makes for a better system than just one type.

Loss and Theft Prevention Features
Never worry about a hacked account. 100% insurance included.

Cash Value Linked To Market Forces
Retail price of global energy ranges from 3 to 99 cents per kilowatt hour.  The U.S. has a 14 cents per kilowatt average.  While the value of the currency remains the same, the energy value in different parts of the world varies and can increase.

CryptoCurrency Insurance Hedge
Protect the value of your investments with 100% insurance hedging.  Priority payment queuing provides greater value.

Fixed 1st Value = Inflation Free
Fixed currency value means that money doesn’t disappear from your pocket.  When crypto currency value changes, money can disappear from your pocket in an instant.

Preloaded Profits
Linked Cubic Power Blocks provide the underlying value to Cubics.  Currently a 99x resale value based on 14.7 cents per kilowatt hour is attached.  Use as energy or cash in profits.



What is decentralized energy?  And how does it work with Cubic Currency.
Decentralized energy is energy, mainly electricity, created at the place of need.  Solar panels on a roof and battery storage are prime examples of decentralized energy because no connection to any remote source is needed.  Although gas generators fit within the decentralized group they still need to be connected to a central source via a gas line unless a hydrogen electrolysis solar machine is fitted to it.  Power plants are considered centralized energy.  In general up to 66% of the electricity is lost from generation to transmission to voltage conversion before it gets to its place of need.  By reducing this 66% loss, cash savings can be generated in which Cubic Currency holders can cash in on.  This is as close as one can get to generating money out of thin air. 

Solar.  Today’s solar cells can only generate about 18 watts per square foot.  Scientific literature says that only 97.5 watts of power exists in a square foot of sunlight.  Fluxcell, Inc.’s research has shown that at least 3,000 watts per square foot of sunlight power falls on a square foot.  3,000 / 18 = 166x.  This means that there is a great amount of savings that can be generated and Cubic Currency holders can generate bigger profits quicker.

Batteries.  Today’s lithium ion batteries are the best batteries to date.  Batteries operate on one element stealing electrons from another element.  Thus carbon because of its higher electronegativity more easily steals electrons from lithium and thus electron movement or electricity exists.  Quantum Capacitor, Corp. research has shown that at most, battery voltage can only double in the future.  A typical capacitor has an electrode surface area of less than half a square foot.  The Quantum Capacitor has an electrode surface area of over 3,500 square feet within the volume of a AA battery.  This represents a 3,500 / .5 = 7,000x increase in electrode surface area.  This means that there is a great amount of savings that can be generated and Cubic Currency holders can generate bigger profits quicker. 

Combustion Engines. Today’s 4 stroke combustion engines were developed in the late 1800’s and currently can only achieve and efficiency of about 30%.  This means that if a gallon of gas costs $3.00 then $2.10 is wasted.  In 70 degree Fahrenheit weather, the max efficiency is around 73% or a guaranteed 81 cents per gallon loss.  This means that roughly $2.10 - .81 = $1.29 per gallon can potentially be saved.  If 600 gallons are used per year then this could be a savings of up to $774 per year per car.  This means that there is a great amount of savings that can be generated and Cubic Currency holders can generate bigger profits quicker.